I am preparing my next book "How to survive without a job" and given the pressing economic climate thought you, or someone you know, may benefit from a sneak preview.

As Denise Linn writes in her book Sacred Space, "Our homes are mirrors of ourselves. They reflect our interests, our beliefs, our hesitations, our spirit and our passion. They tell a story about how we feel about ourselves and the world around us. A home is more than a place where you can interface with the universe. It is a crossing point in time and space that can attract or repel energy."

Our homes can bring a sense of regeneration and hope. It can be a place of safety - a sanctuary from all that threatens or overwhelms us. It can be a place where you can retreat and recharge during uncertain times, a place of calm in a world full of turmoil. Importantly, as psychologist Abraham Maslow points out - our home fulfills our primary need to feel safe and secure.

So it is especially worrying for me to see and hear of so many people being forced from their homes in the wake of the credit crisis. I cannot help but wonder what these men, women, and children feel as the one constant sanctuary in their lives is forcibly ripped from them. How they must suffer. While perhaps there may be some truth in the view that people should not take on more than they can afford, these are not times for people to be smug and say, as one man was recently quoted, "serves them right." Many people have lost jobs that once allowed them to service debt. Others have been lured by banks and finance companies into excessive mortgages - many people were offered $120% loans for example. Others purchased houses with over inflated valuations to begin with.

Tough times call for compassion. Tough times call for a helping hand from all stakeholders - banks and finance companies included.

SAVE YOUR HOME
Click here to read a draft from the chapter called "Save your home." It would be excellent to gain some feedback from you. Perhaps you have been faced with losing your home at some point in your life. If you have I would dearly love to hear from you.

Are any other solutions you are aware of? I have emailed this to my own mortgage lender for their comments also.

I am sure you agree, as indeed US President Barak Obama is signalling in the States, banks need to offer more humane, proactive assistance to home lenders to protect them when the everyone is under such strain

Look forward to your comments and I hope this is of help

Labels: achieving goals, Happiness